The relationship between a person's health habits and their healthcare costs is not that complex. If you eat well and exercise, it's proven to positively benefit your health, given that you have no preexisting conditions. While lifestyle choices such as diet and exercise can certainly impact a person's overall health and well-being, it is widely recognized that healthy eating and regular exercise can have many positive effects on a person's physical and mental health. Research has shown that maintaining a healthy diet and engaging in regular physical activity can help reduce the risk of chronic diseases such as heart disease, stroke, diabetes, and certain types of cancer.
If you engage in healthy behaviors, you should pay much less for healthcare, while those who do not engage in healthy behaviors should pay much more, given there is no pre-existing conditions. We need to rely on individual responsibility; we have the freedom to choose in this country and if you choose not to eat healthy and exercise; you need to pay a lot much more for your health care coverage. There needs to be penalties for individuals who do not engage in healthy behaviors. Many experts believe that policies and programs should be in place to support and reward healthy behaviors, such as providing access to affordable healthy food options and promoting physical activity.